Terms and Conditions

By creating an account, subscribing to a plan, or using the Akinda API, dashboard or AI connector, you agree to these terms. If you are agreeing on behalf of a company, you confirm you have authority to bind it, and “you” means that company.

If you do not agree, do not use the service.

• “We”, “us”, “Akinda” — Akinda Capital Technologies LLC, of Dover, Delaware, United States.
• “Service” — the Akinda B2B API, dashboard, AI (MCP) connector, documentation and website.
• “Data” — the screening verdicts, ratios, reports, scores and other output the Service returns.
• “Your Application” — any product, service or internal system in which you use the Data.

Akinda provides programmatic access to Shariah compliance screening data for publicly listed companies, together with a dashboard, an AI connector and supporting documentation. What is included depends on your plan, as published on the pricing page or, for business customers, as set out in your agreement with us.

You are responsible for the security of your account credentials and API keys, and for all activity that occurs under them. API keys authenticate requests as you; anyone holding your key can consume your allowance and access your entitlements.

• Keep keys server-side. Do not embed them in client-side code, mobile binaries, public repositories or anything a user can inspect.
• Rotate a key immediately if you believe it has been exposed. You can do this yourself from the dashboard.
• Tell us promptly at contact@akinda.io if you suspect unauthorised use of your account.
• Do not share an account across organisations, or resell access to your key.

You must provide accurate account information and keep it current.

Personal plans are purchased online and billed in advance, monthly or annually, through our payment processor. Access continues for the period you have paid for. You may cancel at any time; cancellation stops future renewals and takes effect at the end of the period already paid for. Except where the law requires otherwise, fees already paid are not refundable.

Business plans are contracted individually. Price, term, rate limits, monthly volume and market coverage are agreed in writing and may differ from any figure shown publicly. Where those terms conflict with this page, your signed agreement prevails.

Prices may change. A change to the price of a personal plan will not affect the period you have already paid for, and we will give notice before it applies to a renewal. Fees exclude taxes unless stated; where we are required to charge tax, it is added.

Promotional codes are subject to their own conditions, may be withdrawn, and may not be combined unless we say so.

The startup programme offers a discount on a first Akinda subscription for eligible early-stage companies. Applying does not entitle you to it: applications are reviewed individually and we may decline any application at our discretion.

• The discount applies to a first subscription only. It does not apply to renewals, which are at standard pricing unless separately agreed.
• The length of the discounted term, the rate limits, the monthly volume and the market coverage are agreed with you during review and confirmed in writing.
• Eligibility is assessed on the information you provide. Material inaccuracy in an application entitles us to withdraw the discount and charge standard pricing.
• The programme may be changed or withdrawn at any time. That does not affect a discount already granted for a term already agreed.

Subject to these terms and to payment, we grant you a non-exclusive, non-transferable, revocable licence to use the Data for the duration of your subscription, on the terms of your plan.

• Personal plans carry a personal-use licence: use in non-commercial applications, dashboards, research and scripts. No attribution is required.
• Business plans carry a commercial-use licence, required for any monetised application, paid feature or partner integration.

Under either licence you may not redistribute the raw Data as a dataset, or in any form that lets a third party use it as a substitute for their own subscription. Redistribution rights are available by separate written agreement — contact contact@akinda.io.

Your licence ends when your subscription ends. You must then stop using the Data and delete any cached copies, other than copies you are required by law to retain.

You must not:

• circumvent, or attempt to circumvent, rate limits, quotas or entitlement checks — including by using multiple accounts or keys to obtain more than your plan allows;
• scrape, bulk-extract or systematically download the Data to build a competing dataset or product;
• reverse-engineer our screening methodology from the output in order to reproduce or resell it;
• use the Service unlawfully, or in a way that infringes anyone else's rights;
• interfere with the integrity or performance of the Service, or probe it for vulnerabilities without our written permission;
• misrepresent the Data downstream — see section 12 of our Disclosures, which forms part of these terms.

Each plan carries request-rate and monthly-volume limits. The limits that apply to you are those shown for your plan in your dashboard or, for business customers, those set out in your agreement with us. Where a figure published elsewhere on this site differs, the dashboard and your agreement prevail.

Exceeding your limits results in throttling. Persistent or deliberate overuse, or use that degrades the Service for others, entitles us to throttle, suspend or require an upgrade.

Each AI-connector tool call is a metered request against your plan on the same basis as a direct API call.

Our Disclosures set out the methodology, thresholds and limits in full and form part of these terms.

We aim for high availability but do not guarantee uninterrupted service. Maintenance, third-party failures and incidents can interrupt access. Current and historical availability is published on our status page.

Support is provided by email at contact@akinda.io. A formal service level applies only where one is set out in a signed business agreement; no uptime commitment or response time is implied by these terms alone.

We process the account information you give us, and technical and usage data, in order to provide, secure, support and improve the Service, and to bill you for it. We use third-party processors for payments, email and product analytics.

We do not sell your personal information. We retain account and billing records for as long as we are required to, and you may ask us to correct or delete information by writing to contact@akinda.io.

You control which marketing email you receive. Every marketing message we send carries an unsubscribe link and a link to your preference centre in its footer; use either, or write to contact@akinda.io and we will action it for you.

Operational messages about your account, your subscription and the Service are sent regardless, because they concern a service you are paying for.

The Service, the Data, our screening methodology, the Akinda Ranking Score, our software, documentation, branding and design remain ours and our licensors'. These terms grant a licence to use the Data; they transfer no ownership.

You retain ownership of Your Application and of anything you create using the Data, subject to the licence limits in section 7.

You may use our name to state factually that Your Application uses Akinda. You may not use our branding in a way that suggests endorsement, partnership or certification without our written permission.

Where either party receives non-public information from the other — including negotiated commercial terms — it will keep that information confidential and use it only for the purposes of this agreement. This does not apply to information that is or becomes public through no fault of the receiving party, was already known to it, or must be disclosed by law.

You may stop using the Service and cancel at any time from the dashboard.

We may suspend or terminate access where you breach these terms, where payment fails and is not resolved, where use threatens the security or stability of the Service, or where we are required to by law. Where circumstances allow, we will give notice and an opportunity to put things right first.

On termination your licence ends immediately and section 7's deletion obligation applies. Sections 10, 13, 14, 16, 17, 18 and 20 survive termination.

To the fullest extent permitted by law, the Service and the Data are provided “as is” and “as available”, without warranty of any kind, whether express, implied or statutory, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that the Data is accurate, complete, current or error-free, that any verdict reflects any particular scholarly opinion, or that the Service will be uninterrupted or secure.

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive loss, or for any loss of profit, revenue, data, goodwill, or anticipated savings, arising out of or in connection with the Service or the Data — including any investment decision made in reliance on it.

Our total aggregate liability arising out of or in connection with these terms is limited to the fees you paid us in the twelve months immediately before the event giving rise to the claim.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for death or personal injury caused by negligence, or for fraud.

You will indemnify us against claims, losses and reasonable costs arising from your use of the Service or the Data in breach of these terms, from Your Application, or from the way you present the Data to your own users.

We develop the Service continuously and may add, change or remove features, endpoints, fields and coverage. Material changes to the API are published to the changelog, and we aim to give reasonable notice before a breaking change.

We may update these terms. The date at the top of this page shows when they last changed. Where a change materially reduces your rights we will give notice before it takes effect; continuing to use the Service after that point means you accept the updated terms.

These terms are governed by the laws of the State of Delaware, United States, and the courts of the State of Delaware, United States have exclusive jurisdiction over any dispute arising from them.

If any provision is found unenforceable, the rest remains in force. A failure to enforce a provision is not a waiver of it. These terms, together with the Disclosures and any signed business agreement, are the entire agreement between us.

Akinda Capital Technologies LLC
Dover, Delaware, United States
contact@akinda.io